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Modelling time and vintage variability in retail credit portfolios: the decomposition approach
Age-period-cohort default Exogeneous EMV model Forecasting Macroeco-nomic Statistical model Vintage
2013/6/14
In this paper, we consider the problem of modelling historical data on retail credit portfolio performance, with a view to forecasting future performance, and facilitating strategic decision making. W...
Income Portfolios in Rural Nigeria: Composition and Determinants
farm income income activities off-farm income Nigeria rural household
2009/6/10
This study uses household`s survey data to analyze income portfolios and determinants in rural Nigeria. The results indicate that, while farming accounts for half of total household`s income, the othe...