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Who Knows What About Their Pensions?Financial Literacy in the Chilean Individual Account System
Chilean pension system Incentives Benefits Social Protection Survey Financial literacy Pension life cycle Multivariate regression
2016/3/18
This paper examines the question of what affiliates of the Chilean pension system know about their pension system, and whether they respond to incentives to learn more about their benefits depending o...
Financial Literacy,Schooling,and Wealth Accumulation
Chile Educational attainment Financial literacy Health and Retirement Study Household wealth accumulation Instrument variable estimates Microeconomics Ordinary least squares Pensions Personality PRIDIT Savings Schooling Self-esteem Social Protection Survey Wealth
2016/3/18
Financial literacy and schooling attainment have been linked to household wealth accumulation. Yet prior findings may be biased due to noisy measures of financial literacy and schooling, as well as un...
Exponential Growth Bias and Financial Literacy
exponential growth bias financial literacy household finance
2012/10/26
The tendency to underestimate the future value of a variable growing at a constant rate, an example of exponential growth bias, has been linked to household financial decision making. We show that exp...
